Complete the forms and submit them either electronically or by U.S. mail and include your payment of IRA Fees and the Precious Metals Storage Fee. You may pay by check or credit card. If by credit card, please complete our Credit Card Charge Form. If payment is not included, the fees will be deducted from the transfer, rollover, or contribution funds before processing the purchase. Note: The depository storage fee is an annual fee due at the time the storage account is opened and annually in conjunction with your IRA renewal fee. Both fees will be billed at the time the IRA is opened and each year afterward during the anniversary month of the IRA account opening. Fees will not be prorated.

To qualify as IRA allowable precious metals and be accepted by STRATA, the following minimum fineness requirements must be met:
Gold must be 99.5% pure, silver must be 99.9% pure, and platinum and palladium must both be 99.95% pure.

• Bars, rounds and coins must be produced by a refiner, assayer or manufacturer that is accredited/certified by NYMEX, COMEX, NYSE/Liffe, LME, LBMA, LPPM, TOCOM, ISO 9000, or national government mint and meeting minimum fineness requirements.
• Proof coins must be encapsulated in complete, original mint packaging, in excellent condition, and include the certificate of authenticity.
• Small bullion bars (other than 400-ounce gold, 100-ounce gold, 1000-ounce silver; 50-ounce platinum and 100-ounce palladium bars) must be manufactured to exact weight specifications.
• Non-proof (bullion) coins must be in brilliant uncirculated condition and free from damage.

Your IRA-owned Precious Metals will remain in the custody of STRATA, and placed with your choice of one of the following third party depositories for storage and safekeeping:

• Brink’s Global Services (Salt Lake City) or Delaware Depository Service Company (Wilmington, DE)

You may not hold the Precious Metals yourself while owned in the IRA, nor can you select a different storage facility other than the depository options allowed by STRATA.

No. IRA-owned assets must remain in the custody of the IRA custodian (STRATA) until distributed or sold.

You will place your buy, sell or exchange order for Precious Metals with us, PGS Gold & Coin. Once your transaction has been initiated, you will need to complete and submit STRATA’s Precious Metals Investment Direction and Disclosures form as directed.

As required by law, you may not take possession of or control your Precious Metals while held in your STRATA IRA. You may, however, take an “in-kind” distribution of precious metals from the IRA at any time. The distribution is a taxable event, which means it will be reported to the IRS and may also be subject to withdrawal penalties. As always, consult your tax professional regarding these matters prior to taking any action. To take an in-kind distribution of all or part of your Precious Metals, complete a IRA Distribution Request for Precious Metals form.

RMD’s do not require RMDs until the death of the owner.